Chiropractic coverage appears on some, but not all Colorado health insurance plans in Colorado. The coverage varies in the plans that do cover chiropractors.
Mark, our client and avid hiker from Dillon, was dealing with chronic back pain that affected his daily life. He had heard that chiropractic care could help, but he wasn’t sure if his Colorado Health Insurance plan would cover it. Mark reached out to us for advice.
We reviewed Mark’s insurance policy and explained the specifics of his Colorado Health Insurance Chiropractic Coverage, including the number of visits allowed per year and any copayments he might incur. We also helped him find a local, in-network chiropractor to ensure he received the maximum benefit from his plan. With our guidance, Mark started regular chiropractic sessions and experienced significant relief from his back pain—all while staying within his budget, thanks to the clear understanding of his coverage.
Colorado Health Insurance Chiropractic Coverage Key Considerations:
Chiropractic care coverage through health plans on the Colorado state exchange (Connect for Health Colorado) can vary depending on the specific plan.
- Coverage Variability: Not all health plans cover chiropractic care, some plans may include chiropractic care as part of their benefits package, while others may not.
- Service Limits: There may be limits on the number of visits per year, and certain conditions or treatments may require prior authorization.
- Cost-Sharing: When chiropractic care is covered, patients may still be responsible for copayments, coinsurance, and meeting their deductible, depending on the plan’s details.
- Network Restrictions: Coverage will be limited to chiropractors within the plan’s network.
Click Here to watch an Ian Young Health Insurance video about Chiropractor Benefits Coverage.
Schedule an appointment with Ian Young Health Insurance today to determine if chiropractic care is covered by a specific health plan on the Colorado state exchange. Email us with any questions.
