Understanding Health Insurance: A Vital Step for Your Well-being
Navigating the world of health insurance can be overwhelming, but having the right information is crucial for making informed decisions about your health and financial security.
At Ian Young Health Insurance, we’re dedicated to helping you understand the ins and outs of health insurance, so you can find the plan that best fits your needs.
Choosing the Right Health Insurance Plan
Our consulting process involves considering several factors when assisting clients in selecting the right health insurance plan:
Assess your healthcare needs, including any existing conditions, medications, and expected medical services.
Determine what you can afford in terms of premiums, deductibles, co-pays, and out-of-pocket maximums.
Ensure your preferred doctors and hospitals are in the plan’s network.
Check if your medications are covered under the plan’s formulary.
Look for extra services like dental, vision, and mental health coverage.
Helpful Links
Colorado’s Health Insurance Marketplace
Marketplace Quick Cost & Plan Finder
Marketplace Calculator – Estimate Premium Assistance
Colorado PEAK – Colorado Medicaid & CHP+
OmniSalud – Undocumented Coloradans
