Yes, all health plans available through the Colorado state exchange (Connect for Health Colorado) have Maternity Coverage, and are required to cover maternity and newborn care.
The Martinez family in Lakewood was excited to welcome their second child when the husband became self-employed. Along with needing a new health insurance plan, they wanted to understand Colorado Health Insurance Maternity Coverage. They had concerns about the costs associated with childbirth and postpartum care. The family reached out to Ian Young Health Insurance for expert advice.
While reviewing health insurance options with the Martinez family, we walked them through the Colorado Health Insurance Maternity Coverage, highlighting key benefits such as prenatal care, hospital stays, and newborn care. We also discussed how they could anticipate and manage any out-of-pocket expenses. Thanks to our clear and comprehensive explanation, the Martinez family got on the best possible health plan for their needs AND felt confident in their financial planning for the arrival of their baby, knowing their insurance would support them throughout the process.
Maternity Coverage Main Points:
- Prenatal and Postnatal Care: Coverage includes prenatal visits, labor and delivery, and postnatal care for the mother.
- Hospital Stays: Coverage typically includes hospital stays related to childbirth, including any complications that may arise during delivery.
- Newborn Care: Coverage also extends to newborn care, including hospital nursery services, well-baby visits, and immunizations.
- Out-of-Pocket Costs: While maternity and newborn care are covered, the specifics of out-of-pocket costs such as deductibles, copayments, and coinsurance will vary depending on the specific plan.
- Preventive Services: Many preventive services related to maternity care, such as screenings and counseling, are covered without cost-sharing when provided in-network.
Click Here to view an Ian Young Health Insurance video addressing Maternity Coverage: Is Maternity Covered?
Schedule an appointment with Ian Young Health Insurance today to fully understand the extent of coverage and any associated costs for maternity and newborn care. Email us with any questions.
