Yes, there is child-only Colorado health insurance, and you can put a child on a Colorado health insurance plan by themselves.
Rachel, a single mother working part-time, was worried about how to provide health insurance for her 8-year-old son, Ethan. Her own employer-based plan was too expensive to cover both of them, and she didn’t realize she had other options. Rachel reached out to Ian Young Health Insurance for help.
We explained to Rachel that in Colorado, she could enroll Ethan in a child-only health insurance plan that would be more affordable and tailored to his needs. We guided her through the process of applying for a plan that covered all essential services, including pediatric care, dental, and vision.
With our assistance, Rachel successfully enrolled Ethan in a comprehensive and budget-friendly plan. She was relieved to know that her son was fully covered without stretching her finances thin. Rachel was grateful for our support in finding a solution that prioritized Ethan’s health while easing her financial burden.
Child-Only Colorado Health Insurance considerations:
- Age of the Child: Generally, children under 18 can be covered by a standalone plan.
- Plan Options: Not all plans on the exchange may be available for children alone.
- Application Process: When applying, you’ll provide information about your child and your household income to determine eligibility for subsidies or other assistance programs like Colorado CHIP (Children’s Health Insurance Program).
- Cost Considerations: Depending on your income, your child might qualify for Medicaid or CHIP, which can be more cost-effective than a private plan on the exchange.
Click Here to watch an Ian Young Health Insurance video about Child Only Plans.
Schedule an appointment with Ian Young Health Insurance today for assistance covering your children on a health plan. Email us with any questions.
