The Colorado Health Insurance Covered Services typically cover a wide range of healthcare services, though the specifics can vary depending on the plan and provider.
Our client Sarah is a self-employed graphic designer, and when we first met, she had always found health insurance to be a daunting topic. She was focused on her busy work schedule, not with her need to purchase new health insurance. And, the insurance jargon and policy details left her confused and frustrated.
We know how common this experience is and immediately put her at ease. I personally took the time to explain the key components of health insurance covered services, breaking down complex terms into simple, understandable language. Together we highlighted the services that were most relevant to Sarah’s lifestyle, such as telehealth options and wellness programs.
A few months after we helped Sarah sign up for a Colorado health insurance plan, she wanted to take advantage of the mental health benefits but wasn’t sure how to proceed. We walked her through the process of finding an in-network therapist and understanding the copayments involved. I even provided tips on how to maximize her plan’s wellness benefits, helping Sarah prioritize her health without sacrificing her business.
With Ian Young Health Insurance’s guidance, Sarah felt empowered to make informed healthcare decisions, ensuring she could focus on her business while staying healthy and covered.
Health Insurance Covered Services Overview:
- Preventive Services
- Doctor Visits
- Hospital Services
- Prescription Drugs
- Mental Health Services
- Maternity and Newborn Care
- Rehabilitation Services
- Laboratory Services
- Pediatric Services
- Emergency Services
- Chronic Disease Management
- Other Services
Health Insurance Preventive Services:
- Annual physical exams
- Immunizations and vaccinations
- Screenings (e.g., mammograms, colonoscopies)
- Well-baby and well-child visits
Doctor Visits:
- Primary care consultations
- Specialist consultations
- Urgent care visits
Covered Hospital Services:
- Inpatient care (hospital stays)
- Outpatient surgeries and procedures
- Emergency room visits
Prescription Drugs:
- Medications prescribed by your doctor
- Certain specialty medications
Mental Health Services:
- Counseling and therapy sessions
- Psychiatric care
- Substance abuse treatment
Maternity and Newborn Care:
- Prenatal and postnatal care
- Labor and delivery services
- Newborn care
Rehabilitation Services:
- Physical therapy
- Occupational therapy
- Speech therapy
Covered Laboratory Services:
- Blood tests
- Urinalysis
- Diagnostic tests
Covered Pediatric Services:
- Child healthcare
- Pediatric dental and vision care (for children under 19)
Covered Emergency Services:
- Ambulance services
- Emergency room care
Chronic Disease Management:
- Diabetes management
- Hypertension management
- Asthma management
Other Services:
- Home healthcare
- Hospice care
- Medical equipment and supplies (e.g., wheelchairs, oxygen tanks)
In this video, the Colorado State Exchange explains the health insurance covered services in more detail.
Email Ian Young Health Insurance today or schedule an appointment to review and understand the health insurance covered services for your specific health insurance plan.
